The time value of money considers which of the following item(s) that change the value of money over time?

What is the present value (PV) of the following set of cash flows, discounted at an annual rate of 8\%? \[\begin{align*}\text{Year 1:} & \quad \$1,000 \\\text{Year 2:} & \quad \$1,500 \\\text{Year 3:} & \quad \$2,000 \end{align*}\]Choose the closest answer.

What is the present value of the following cash-flow stream if the interest rate is 6\% per year? \[\begin{align*}\text{Year 1:} & \quad \$1,000 \\\text{Year 2:} & \quad \$1,000 \\\text{Year 3:} & \quad \$1,000 \end{align*}\](A) $2,673.01(B) $2,833.39(C) $2,545.95(D) $3,000.00

You pay $9,850 for a 180-day Treasury bill (T-bill) with a face value of $10,000. What is the annualized discount rate (using a 360-day year) for this T-bill?

A perpetuity has a present value (PV) of \$10,000. If the interest rate is 5\%, what is the annual payment (C) of the perpetuity?

To what amount will $P invested for n years at an annual interest rate of r percent, compounded annually, accumulate?

The nominal interest rate minus the rate of inflation equals which of the following?

If the going rate of interest is 10\% per year, what is the present value (PV) of \$1,000 to be received in 3 years? (Assume annual compounding.)

What is the annual percentage rate (APR) on a loan that charges interest at the rate of 1.4\% per month, assuming interest is not compounded within the year?