Skip to main content
Pearson+ LogoPearson+ Logo
Ch. 12 DNA Technology and Genomics
Taylor - Campbell Biology: Concepts & Connections 10th Edition
Taylor, Simon, Dickey, Hogan10th EditionCampbell Biology: Concepts & ConnectionsISBN: 9780136538783Not the one you use?Change textbook
All textbooksTaylor, Simon, Dickey, Hogan 10th EditionCh. 12 DNA Technology and GenomicsProblem 15b
Chapter 12, Problem 15b

The possibility of extensive genetic testing raises questions about how personal genetic information should be used. Should the information be available to insurance companies? Why or why not?

Verified step by step guidance
1
Identify the key stakeholders involved in the use of genetic information, such as individuals, insurance companies, healthcare providers, and policymakers.
Consider the potential benefits of allowing insurance companies access to genetic information, such as more accurately assessing risk and tailoring insurance plans to individual needs.
Evaluate the ethical concerns related to privacy and discrimination that might arise if insurance companies have access to personal genetic information.
Discuss the implications of genetic information on the concept of insurance, which traditionally pools risk among a large group of people, and how this might change if insurers can select or exclude individuals based on genetic risk.
Explore existing regulations and guidelines, such as the Genetic Information Nondiscrimination Act (GINA) in the United States, which might influence the decision on whether insurance companies should have access to genetic information.

Verified video answer for a similar problem:

This video solution was recommended by our tutors as helpful for the problem above.
Video duration:
1m
Was this helpful?

Key Concepts

Here are the essential concepts you must grasp in order to answer the question correctly.

Genetic Privacy

Genetic privacy refers to the right of individuals to control access to their genetic information. This concept is crucial as it addresses concerns about how personal data can be used, particularly in contexts like insurance, where genetic predispositions could lead to discrimination or unfair treatment.
Recommended video:
Guided course
01:28
Genetic Code

Discrimination in Insurance

Discrimination in insurance occurs when companies use genetic information to deny coverage or charge higher premiums based on an individual's genetic predisposition to certain health conditions. Understanding this concept is essential to evaluate the ethical implications of allowing insurers access to genetic data.

Informed Consent

Informed consent is the process by which individuals are made fully aware of the potential risks and benefits of sharing their genetic information before agreeing to do so. This concept is vital in discussions about genetic testing, as it ensures that individuals understand how their data may be used and the implications of that use.
Recommended video:
Guided course
05:45
Central Dogma
Related Practice
Textbook Question
Today, it is fairly easy to make transgenic plants and animals. What are some important safety and ethical issues raised by this use of recombinant DNA technology? What are some of the possible dangers of introducing genetically engineered organisms into the environment? What are some reasons for and against leaving decisions in these areas to scientists? To business owners and executives? What are some reasons for and against more public involvement? How might these decisions affect you? How do you think these decisions should be made?
1266
views
Textbook Question
In the not-too-distant future, gene therapy may be an option for the treatment and cure of some inherited disorders. What do you think are the most serious ethical issues that must be dealt with before human gene therapy is used on a large scale? Why do you think these issues are important?
921
views
Textbook Question

The possibility of extensive genetic testing raises questions about how personal genetic information should be used. For example, should employers or potential employers have access to such information?

874
views
Textbook Question

The possibility of extensive genetic testing raises questions about how personal genetic information should be used. Is there any reason for the government to keep genetic files?

735
views
Textbook Question

The possibility of extensive genetic testing raises questions about how personal genetic information should be used. Is there any obligation to warn relatives who might share a defective gene?

744
views
Textbook Question

The possibility of extensive genetic testing raises questions about how personal genetic information should be used. Might some people avoid being tested for fear of being labeled genetic outcasts?

718
views